Monday, November 12, 2018

What is IZIChain & It's Application?


What is IZIChain? 

IZIChain is a Public Hybrid Blockchain hyperlink platform providing blockchain custom solutions for financial markets with social and real-life applications. IZIChain allows users to interact with smart contracts, participate in smart contract completion via AI and Big Data mechanism, and operate blockchain-powered financial applications such as asset digitization, digital asset trading, and loan offer and transaction. Both individuals and entities may develop and provide standalone financial applications on IZIChain’s blockchain platform. 


IZIChain’s Application

IZIChain completely change the way financial markets work by financial asset and real asset digitization on IZIChain’s blockchain platform. IZIChain’s expected financial market consists of two main components: 

- Financial asset market: equity securities, fixed-income securities, fund stocks and payment instruments. 

- Tangible and intangible asset market: commodity, real estate, equipment and machinery with other tangible assets such as business idea, technology license, brand...



IZIChain enables individuals and entities to perform all functions in financial market:

- Invest – Individuals and entities with idle funds may find investments on IZIChain platform via: (1) IBO investment, (2) Loan using the global financial network app. 

- Look for loan – IZIChain’s financial network app help individuals in acquiring loans for consumption purposes. Companies may search for loan to finance their businesses. Government may seek funding for national infrastructure development activities. The loan could be collateral or non-collateral loan. 


- Funding – Start-up companies and real estate projects may seek for IBO funding, which is the type of financing by digitizing tangible and intangible asset using Blockchain technology. Digitized assets transforms it existence into Tokens, which have legal equivalent to business cooperation contract (BCC). 

- Digital asset transaction - Investors may conduct digital asset trading on asset exchange powered by IZIChain technology. 

IZIChain ecosystem includes the following applications: 


Asset Digitization

Asset digitization is the process of ‘Blockchainize’ (tangible and intangible) asset input, which is done automatically and decentralizedly. By way of Blockchain technology application, the asset digitization could be done in a decentralized, reliable, transparent, and traceable manner which does not require an immediate third party. 

Most tangible and intangible assets are digitizable. Post-digitized assets could be 8 quantified, then go into circulation, utilized for trading, transferring, used as collateral asset to apply for loan and issue other debt instruments such as corporate bond… 

In future, real estate constructions, houses, vehicles, all have the potential to become tradable assets on IZIChain network. 

Digital Asset Exchange

Asset digitization and digital asset exchange are the two building blocks of digital asset market, of which, asset digitization forms the primary market (or issue market, in which, digital assets are issued and available for the initial trades via IBO). Digital asset exchange take the role of secondary market (the trading market for post-primary market successfully issued digital assets). 

Below are some functions of a digital asset market:

- Act as a funding and capital flow channel between the over-funded and the underfunded: Similar to a stock exchange, a digital asset market also functions as a capital flow channel from over-funded individuals to people looking for capital acquirement. Entities in need of finance would conduct fund-raising by issuing digital asset or token for investors. These tokens would then experience open trading on primary market and secondary market. It could be speculated that a digital asset market would contribute the effective distribution of capital in an economy, enhancing overall efficiency and productivity for the whole economy. Digital asset markets would indirectly improve livelihood for both the funded and the funding. 

- Add liquidity for digital asset: Digital asset markets provides a mechanism for investors to trade their digital assets on the secondary market, which, in turn, create liquidity for digital assets. Without liquidity, investors would be forced to hold on digital assets until their company going into bankruptcy, dissolve or asset liquidation. The more developed the digital asset market, the higher the liquidity level. 

- Valuation of financial assets: By means of the relationship between seller and buyer (market supply and demand relationship), digital assets’ prices would be defined. Hence, digital asset market is the place to determine the prices for digital asset (or market “commodities), or ‘asset-valuation market’. 

- Encourage competition and improve business efficiency: Digital asset market is assetvaluation market, which encourages competition between businesses. Community finance would be transfer to the businesses with highest efficiency. To be able to survive and thrive, helping in increasing value for digital assets owned by investors and corporates, companies must strive for an enhanced business efficiency

- Increase funding chance for companies and diversify investor portfolio: IBO is a new financial instrument created to better meet issuers and investors’ demands. IBO was created during the course of Blockchain’s development and application in existing business platforms to benefit from legal advantages, helping companies to acquire funding with decreased cost, providing facilitation for new companies, and market entry and faster funding opportunity for small and medium-sized enterprise, and avoiding costly loan and strict control from commercial banks and venture capital funds. In addition, IBO give investors more options to diversify their portfolios and minimize risks, improving financial market efficiency. 

- Revolutionary technical elements: Along with Blockchain and the most advanced technology platforms application, the digital asset market will be throughly computerization, eliminating the immediate role of depositories and payment agencies, reduce time taken and increase transaction volume on the market. 

- Relieve centralized economic power: The digital asset market would contribute towards a fairer re-distribution. By breaking down investment and public IBO issue, the centralized economic power would be relieved, pushing the economy a step further towards a fair and democratic society. The relieving of centralized economic power would also create fairer competition conditions, improving economic growth and efficiency. 

 Lending Market 

Our targeted lending market would focus on the P2P Lending. P2P Lending already has a history long before banks were born. In the past, due to limited access to information, lenders and borrowers have not always reached a mutual direct connection. The appearance of banks, acting as the immediate agencies to receive deposits and then use those deposits for lending activities, was the answer for the question about lending and borrowing demands. 

However, the enormously high cost to maintain such institutions’ operation adds up to lending interest rates imposed by banks, raising it significantly higher than borrowing interest rates, to compensate for operation cost. Besides, their credit evaluation and approval process are famously strict and consumes a lot of time, making it inaccessible to many of those with demand. 


IZIChain provides a Blockchain platform operating the service model of peer-to-peer lending with a global network, optimizing all lending activities on the Blockchain platform. Different countries and credit institutions may utilize their idle fund to participate in our system to develop a standalone lending system. 

The IZILending peer-to-peer lending provide the following exceptional benefits for its users: 
 Loan approval process made short thanks to database and smart algorithm application; 
 Interest made lowered against bank’s lending interest for borrower; 
 Interest made higher against bank’s deposit interest for lender; 
 Investors may utilize their digital asset on IZIChain’s Blockchain or other platforms as lending and borrowing instruments on IZILending.

My Conclusion
Hi guys ! Good Day ! I am Crypto Jhin! This project is so awesome and I have seen a great potential in their project ! They have a good team & roadmap ! They are making digitization to the next level and with this it is clearly showing that this project has a great potential in investors because I am pretty sure that this project will really soar high ! They focus in lending & loan which so many people needs nowadays ! We might think that this might be another scam project but I think its up to you to believe if you read their WhitePaper I have seen clearly that this project has a pure legitimacy so I really recommend you guys to check this project out ! That all I want to say and thank you for taking your time in reading my blog ! 

If you want to know more about this project just check out the links provided below: 


BUY TOKEN HERE: https://www.izichain.network/buytoken.html


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